By law, lenders are not allowed to say they have the "best rates" but Steven almost NEVER gets beat!

Steven's mission is helping other military families save a ton of money on their mortgage, and giving them a seamless, hassle-free process. He consistently beats large military lenders like USAA, Navy Federal, and Vets United by HALF a POINT!

Steven has served in the US Air Force for over 20 years on active duty and in the reserves. He flew combat missions in the B-1B Bomber, worked on the staff at the Pentagon, and served as a Legislative Fellow in the US Senate.

When you work with Steven, he has real-time access to rates from dozens of the top wholesale lenders in the country. Many of these lenders are banks you are familiar with, but have wholesale rates offered to brokers that are lower than the retail rates you would find on your own.

When you are ready to lock your loan, Steven will open up the quoting software that has dozens of the top wholesale lenders, and register/lock your loan with the lender that is best-priced right then. Banks simply don't have options like this. Brokers are better, faster, and cheaper for clients.