Robert Garrod picture

Robert Garrod

Loan Originator

Loan Advisor|NMLS #1635182
RGarrod@BarrettFinancial.com
(206) 963-4562 Direct|(425) 455-4663 Office
Team Logo

Hi there!

Meet Robert Garrod, your trusted guide in the world of real estate financing. Born and raised in Bothell, WA, and a proud graduate of the University of Washington, Robert is deeply rooted in his community. He believes in giving back and actively supports local initiatives, such as sponsoring the 2022 State Champion Lake Stevens high school football team, volunteering at the local salvation army, and participating in the Lake Stevens' film festival. Robert's commitment to education is evident through his hosting of informative events. 

With a solid foundation in underwriting since 2013, Robert possesses a keen eye for structuring and finding the perfect product to meet his clients' needs. Having purchased his own home in 2016, he understands the significance of homeownership goals and obtained his license in 2017 to better serve his community on their homeownership journey. 

Robert's mission is to deliver Five-Star service and build a 100% referral-based business. When you partner with Robert, you can trust that he will go above and beyond to ensure your real estate financing needs are met. Don't hesitate to reach out today and experience the exceptional service and expertise that Robert and the Homeseed Lending Team has to offer.

How Can We Help You Today?

What are your goals? We are committed to helping you reach them.

Homebuyer Icon
Where do you want to buy a home?
Home Value Icon
What's your current home value?
Airbnb Icon
How much could your home rent for?
Homeseed Lending Team
Homeseed Lending Team and Barrett Financial Group
Everyone Deserves A Place To Call Home

Empowering our clients with the resources they need to build wealth through homeownership by

People IconValuing

PEOPLE

over profits
Technology IconUsing

TECHNOLOGY

to simplify the process
Passion IconHaving a

PASSION

for making a difference


A Top-Rated Mortgage Lending Team

The Homeseed Lending Team was founded in June 2016 with a mission to simplify and empower the home lending experience for clients and partners alike. This vision attracted some of the top mortgage professionals in the Greater Seattle Area, building a team committed to excellence. Now powered by Barrett Financial Group - one of the nation's leading mortgage brokers - we continue to deliver a seamless, five-star lending experience.


We Have Access To Over 130+ Lenders

As a mortgage broker, we specialize in finding the best home loans for you by pricing out multiple lenders for the most competitive rates. Whether you are buying your first home, refinancing a mortgage, or investing in real estate - our team will make it happen!

mobile view graphic frame
mobile view graphic content

GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

As your dedicated loan officer, we're here to provide you with a simplified and empowering home lending experience.


Loan Programs to Fit Your Needs

Conventional Fixed Rate Mortgages (FRM)

Ideal for borrow-customers with a steady income and sufficient down payment, borrow-customers pay the same monthly payment amount over loan’s lifetime.

Conventional Adjustable Rate Mortgage (ARM)

This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions..

FHA Loans

Good option for first-time homebuyers who may not have saved enough for a large down payment

VA Loans

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.

Jumbo Loans

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation

Interest Only

This loan does not include the repayment of principal for a certain period of time, and are available as a fixed-rate or adjustable-rate mortgage.

Down Payment Assistance Program

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.

USDA Loans

Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages

Reverse Mortgages

This loan type allows 62 or older senior homeowners with considerable home equity to borrow-customer against the value of their home and receive funds

Explore All Loan Options

Can’t find the loan that fits your needs? Let us help!

The Right Tools to Help you Every Step of the Way

Explore Our Recent Blog Posts

Trade Living Thumbnail
Buy Now, Sell Later – Consider Bridge Loan Financing for a Smoother Move

Buying a new home before selling your current one can be a challenge, especially in a competitive market. Bridge loans provide a solution, allowing you to make a strong offer without a home sale contingency.

Fall for Savings Thumbnail
2025 Housing & Mortgage Outlook: Lower Rates + Promising Opportunities

As we step into 2025, the mortgage and real estate markets continue to evolve, influenced by economic trends and shifting dynamics. Here's a look at the key areas shaping the landscape this year.

How to Buy a Home with Low Income Thumbnail
How to Buy a Home with Low Income: Yes, It's Possible!

Learn how to buy a home with low income using practical tips, loan programs, and expert advice. Discover affordable options and assistance programs to make homeownership possible!

Affordable Homeownership Thumbnail
Affordable Homeownership: 6 Questions to Help Lower Costs

Affording a home in today’s market can feel overwhelming, but there are actionable steps you can take to make it easier.

See Why Borrowers Choose Us

Here is what our clients are saying.

Begin your home loan process today!

Get pre-approved in as little as 5 minutes.

Robert Garrod picture
Robert Garrod picture

Robert Garrod

Loan Originator

Barrett Financial Group, L.L.C. | NMLS: 1635182

Getting started is Quick & Easy

If you have any questions, I’m here for you

purchase

refinance