How to Buy a Home with Little or No Money Down

Owning a home is a dream for many, but saving for a down payment can feel overwhelming. Fortunately, several loan programs and assistance options can make homeownership more accessible.

Down Payment Assistance Programs:

• Florida Housing Assistance – Up to 5% assistance or $10,000 toward your home purchase.
• FHA Loans – Require as little as 3.5%-5% down with flexible credit requirements.

Additional Considerations:

• Budget for closing costs, inspections, and other fees.
• Some low-down-payment loans may require private mortgage insurance (PMI).
• Improving your credit and financial health can help secure better loan terms.

Next Steps:

• Get pre-approved to understand your budget and show sellers you're serious.
• Work with a mortgage professional to explore the best options for you.

Ready to take the first step? Reach out to discuss your options and start your journey to homeownership today!