As a mortgage broker, Ian represents the borrower, not the lender. He shops for your loan with a network of over 100 approved lenders offering lower, wholesale rates and loans for borrowers in unique situations: self-employed, investors, lower credit, no credit, and many others.

Prior to mortgage lending, Ian was a consultant and marketing strategist. He was raised by a real estate agent and was always involved in his mother's business from childhood. He began managing family real estate investments while still in college.

Ian has a head for numbers and a way of making complex things easy to understand. 'Even the most straightforward situations have options available that could save my client's tens of thousands of dollars. Most loan officers don't explain (or don't understand) the options because they are so focused on selling the next loan.'

In addition to working with home buyers, Ian has extensive expertise using equity for debt restructuring, purchasing more real estate, and working with underserved borrowers like self-employed and 1099 applicants.

'Having a mortgage broker in your network is essential. We get wholesale rates and so many more loan options than banks and mortgage companies. Even the most experienced real estate professionals I meet usually aren't aware of what we can do for their clients. I love working with referral partners who are excited to close loans faster, easier, and serve more clients with better loan terms.'

Ian has earned the certification as a Certified Divorce Lending Professional (CDLP). This training provides the knowledge to identify gaps and foresee issues regarding real estate in the divorce agreement. He guides mediators, attorneys, and borrowers through the unique mortgage options and exceptions available to divorcing clients. The ins and outs of divorce lending are not taught anywhere except in the CDLP program. CDLPs have the training to get more divorcing clients approved for loans and can often save the marital home from being sold when divorcing clients would prefer not to sell.

'I love being the mortgage loan originator with competitive rates and more options for more people than anyone else in town. It feels great closing loans for families who couldn't get the help they needed from their bank or anywhere else. I've helped small business owners become real estate investors, helped families avoid foreclosure, and helped families avoid bankruptcy.'

Ian proudly helps clients who are underserved, overlooked or ignored by other lenders. He operates from a place of gratitude and sharing.