If only I could give more than 5 stars, I would!! Brandon and Howie are the best ever! They closed my house in less than a month and were able to beat what the other lender was offering me. Howie was on vacation when I called him but still helped me and provide details I needed. He referred me to Brandon who is very proactive and very thorough with everything. I only had 2 weeks left to closed and they did it! It was a very smooth transaction. I will never hesitate to use these guys and will keep sharing good reviews for them. Thank you Brandon and Howie again for all your help!! God always leads me to the right people and I am forever thankful!