Securing a mortgage is like strategizing for a soccer match. Your credit score is the team's overall skill level, the down payment akin to having key players on the pitch, and the loan terms are the game rules. Just as a well-coordinated team maximizes their chances of winning, a carefully planned mortgage ensures a smoother path to home ownership. You would not enter the playoffs without a coach, nor should you try to obtain a mortgage without a well-seasoned Loan officer. Let me be your coach, sure you might have to do a few wind sprints to warm up but then you won't pull a hammy.

The process can be scary but my rule is, if I'm not stressing out then you are not allowed to.