
Jessica Walters
Mortgage Loan Originator · NMLS #644401
Licensed in: IL, MO
About Jessica
I started in mortgage lending in 2010 as a receptionist at a broker. I learned the business from the ground up, trained in processing, and worked my way to a loan originator license.
That path shapes how I work. Because I know what underwriters look for and where files tend to stall, I prepare every loan to move smoothly from application to closing. After time at correspondent lenders, I returned to the broker side for one reason: it lets me shop the market and match each client with the right loan, not just the one a single lender offers.
I’m happy to help every kind of borrower, including straightforward salary loans. But if you’re self-employed, earn high commission, are paid on a 1099, or have a more complex pay structure, the lender you choose matters. Your income has to be understood, structured properly, and presented well to underwriting. In inexperienced hands, these loans can leave borrowers spinning their wheels. With me, you get calm, clear guidance and a loan that closes on time.
Along the way, I’ve guided first-time, move-up, and downsizing buyers through conventional, VA, and FHA financing, and I help investors build their portfolios and fund fix-and-flip projects.
What sets me apart is real expertise paired with a genuine passion for getting each client’s loan right. Expect white glove service with a friendly smile.
What clients say
I had the pleasure of working with Jessica, and she was absolutely amazing throughout the entire process. She made everything so smooth and easy, going above and beyond to get us to the finish line. While the typical market time for clear to close is 30 days, Jessica helped us get ctc in just 18 days! She is incredibly knowledgeable, helpful, and professional. I couldn't have asked for a better experience. Thank you!
V. S. I had a fantastic experience working with Jessica. From start to finish, they were knowledgeable, responsive, and genuinely cared about helping me find the best mortgage option. They explained everything clearly, answered all my questions patiently, and made what could have been a stressful process feel smooth and manageable.
K. S. Jessica was unbelievable!!! Extremely responsive, Creative, Positive, Personal, she made it very easy. I understood everything after working with Jessica!! We will use her every time!!!
L. D.
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