Commercial Loans

Commercial lending is not standardized as it relates to programs and guidelines. What regulations do exist will change over time and with market conditions. Since commercial loans usually represent a significant business expense it is always prudent to consult a real estate professional, attorney, accountant, and commercial lender to provide all the information needed to make an informed decision that meets the needs of the business.

Commercial Debt Ratios
This article explains how the Monthly Housing Expense and Debt to Income ratios are calculated.

Commercial Debt Service Coverage Ratio
This article explains how the Debt Service Coverage Ratio on commercial property loans is calculated.

Commercial Lending Ratios
This article provides additional information on how ratios are used in commercial lending.

Commercial Loan Checklist
This list will help you identify the types of information a banker will need to make an informed decision about your business.

Commercial Loan to Value Ratios
This article explains how the loan-to-value (LTV) ratio is calculated.

Commercial Property Types
This article lists some of the types of properties that require commercial financing.

Commercial Underwriting Guidelines
This article details some of the common criteria lenders evaluate in a commercial loan application package.

Commercial Financing Options
This article reviews some of the financing options available for commercial lending.

Questions to Ask Yourself
This article provides some questions for the borrower to review with any commercial lender.


 Barrett Financial Group, LLC. All rights reserved.
Privacy Policy | Preventing Identity Theft

Credit Bureaus: Experian | Equifax | TransUnion

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Barrett Financial Group, L.L.C.
2168 E. Williams Field Rd., Suite 245
Gilbert, AZ 85295

(480) 459-4500 | Fax  (800) 385-3630
loans@barrettfinancial.com

NMLS #181106
AZ MB - 0904774
Loans made or arranged pursuant to Finance Lenders Law License CA 60DBO 46052
Equal Housing Lender.

 


 Barrett Financial Group, LLC. All rights reserved.
Privacy Policy | Preventing Identity Theft

Credit Bureaus: Experian | Equifax | TransUnion

 ehl 


Barrett Financial Group, L.L.C.
2168 E. Williams Field Rd., Suite 245
Gilbert, AZ 85295

(480) 459-4500 | Fax  (800) 385-3630
loans@barrettfinancial.com

NMLS #181106
AZ MB - 0904774
Loans made or arranged pursuant to Finance Lenders Law License CA 60DBO 46052
Equal Housing Lender.